| Cyber inscidents (e.g cyber crime, malware/ransomware causing system downtime, data breaches, fines and penalties) |
40% |
37% |
39% |
40% |
44% |
34% |
36% |
| Business interruption (incl supply chain discruption) |
42% |
37% |
37% |
41% |
42% |
34% |
31% |
| Natural catastrophes (e.g. strom, flood, earthquake, widefire, extreme weather events) |
30% |
28% |
21% |
17% |
25% |
19% |
26% |
| Macroeconomic developments (e.g. inflation, deflation, monetary policies, austerity programs) |
- |
- |
11% |
13% |
11% |
25% |
19% |
| Changes in legislation and regulation (e.g. trade wars and tariffs, economic sanctions, protectionism, Euro-zone disintegration) |
21% |
27% |
27% |
19% |
19% |
19% |
19% |
| Fire/explosion |
20% |
19% |
20% |
16% |
17% |
14% |
19% |
| Climate change (e.g. physical, operational and financial risk as a result of global warming) |
10% |
13% |
17% |
13% |
17% |
17% |
18% |
| Political risks and violence (e.g. political instability, war, terrorism, civil commotion, riots, looting) |
- |
- |
9% |
11% |
9% |
13% |
14% |
| Market developments (e.g intensified competition/new entrants, M&A, Market stagnation, market fluctuation) |
22% |
23% |
21% |
19% |
15% |
11% |
13% |